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Wells Fargo - Massive Fraud

Wells Fargo Massive Fraud - NBC

Is there faith in the banking system, when one of the largest was found with stunning levels of systemic fraud?

It's all a house of cards, built on debt, a ridiculously optimistic view of the economy and now fraud.

While this was "only" a few hundred million in fines, it makes me question an already precarious environment.

"It comes down to expenses — financial institutions can't produce enough from their loan and investment activity to cover their expenses," said CEO and economist Michael Moebs. "Fees become their lifeblood," he said. Service charges on deposit accounts at the nation's biggest financial institutions comprise about 15 cents out of every dollar in income, Moebs said.

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